HAMP is a mortgage loan modification program created by the U.S. Government to help about four million of homeowners to make their loans affordable and sustainable. Many homeowners avoided foreclosure under this program.

To benefit from this program, your loan must be originated before January 1, 2009 and your loan amount should not exceed $729,750.

Find more information on HAMP at a website maintained by Fannie Mae.

Home Affordable Foreclosure Alternative Program (HAFA)

This program is also considered HAFA preforeclosure short sale as a supplementary assistance program supported by the U.S. Government.

If you are unable to keep your home through Home Affordable Modification Program (HAMP), then you may consider Home Affordable Foreclosure Alternative Program (HAFA) which started April 5, 2010 and expires on December 31, 2012.

Free and professional assistance in preventing or delaying foreclosure

You may need help from an attorney how specialized in foreclore prevention if your situation is complex. However, you may try sources on this page to determine if you can solve your foreclosure problem by getting free assistance from some government agencies, communities and other sources.

Free foreclosure help

Start with government sponsored websites to get more impartial and objective view of help offered. Some website may contain free help while you may end up paying fees. We tried our best to give you free help sources below: